If you need a fixed rate due to a fixed budget, then a Fixed Rate Loan is what you are looking for. The principal and interest payments on a Fixed Rate Loan remain the same during the entire term of the loan. Fixed Rate Loans have multiple term options available. Fixed Rate Loans can be made with a loan-to-value of up to 100%! Private mortgage insurance is required for loans exceeding 80% loan-to-value. *Annual Fannie Mae lending limit applies.
Don’t have much of a down payment? We offer 100% financing and still allow you to use seller’s concessions! You do not need to be a first-time home buyer or considered a Millennial to take advantage of this program. This is not a USDA or VA loan.
Minimum FICO score and credit stipulations apply; PMI required; Single Family Dwellings and Condos only
Do you have a low down payment? Want to save money without paying PMI AND pay your loan off quicker? The 80-10-10 loan program offers a simultaneous first and second mortgage covering 90% of the purchase price.
Single Family Dwellings and Condos only
Are you a licensed medical professional looking for 100% financing? Get into your dream home with zero money down and no PMI!
Have a low down payment and a less-than-perfect credit score? Federal Housing Administration Loans or FHA Loans are Government insured loans with low down payments. FHA Loans assist with the purchase of your home with a low down payment whether you are a first-time homebuyer or a seasoned borrower.*
Are you a first-time homebuyer? This loan program may be for you! This program requires as little as a 3% down payment with no minimum loan amount. *PMI and first-time homebuyer course are required. APR may vary. Up to 30 years fixed-rate term.
First Federal Savings Bank appreciates your service! VA loans help Service members, Veterans and eligible surviving spouses with a Certificate of Eligibility become homeowners. Enjoy 100% financing with no private mortgage insurance, you deserve it!*
Are you looking for a home in a small town, suburban or rural area? USDA Loans, or Rural Housing Loans, are loans available to low-to-moderate income households to aide you to become the homeowner you always wanted to be! You may obtain up to 100% financing to purchase a single family dwelling home that is located in a designated rural area, as defined by the Rural Housing Service Office.*
Need money to put down on a new home? Swing Loans are designed to assist you in financing the purchase or construction of a new home while still in the process of selling your existing home. A First Federal Swing Loan will pay off your existing mortgage loan(s) and provide equity from your existing home to purchase or construct your new home all in one!
Have you found the perfect location for your dream home but not ready to build yet? Lot Loans provide financing for the purchase or refinance of a residential building lot for the purpose of building the home of your dreams for an affordable payment.
Acreage limitation applies
Looking for a large home for you and your family? We have the loan for you with our Jumbo Loans, which are loans that exceed the annual Fannie Mae lending limit. A Jumbo Loan can be used for the purchase, refinance or construction of a single family, owner occupied home.
*We offer government financing options for FHA, VA and USDA through an investor with servicing released programs.